Location: Anywhere in Tennessee

Home Office: Memphis, TN

Work Options: In office, hybrid, or remote

Schedule: Monday–Friday, 8:00 a.m.–5:00 p.m.

Compensation: 100% of applicable sales commissions, plus a $2,500 monthly bonus and a $5,000 bonus upon successful program completion, subject to the compensation agreement and program requirements.

About the Opportunity

Ready to turn your sales skills into a business ownership opportunity? We are seeking motivated, business-minded professionals to join the Farmers Insurance Associate Agent program.

This opportunity combines insurance sales, professional training, and district support to help you develop the skills needed to pursue agency ownership. You will build customer relationships, grow your sales pipeline, and learn how to operate an insurance business while earning commissions and bonuses.

The Associate Agent opportunity can last up to 24 months. Advancement to agency ownership depends on successful completion of applicable business, licensing, training, and appointment requirements.

What You Will Do

Prospect for new customers through calls, referrals, networking, and digital outreach.

Identify customer needs and recommend appropriate insurance coverage.

Prepare quotes, explain coverage options, and close sales.

Build lasting relationships with individuals, families, and business owners.

Maintain accurate customer records and follow up on sales opportunities.

Work toward established production goals and program milestones.

Complete required training through the University of Farmers®.

Collaborate with the Memphis district office to develop your sales and business management skills.

Follow applicable insurance regulations and company procedures.

What We Are Looking For

A motivated sales professional with an interest in becoming an agency owner.

Strong communication, relationship-building, and customer service skills.

The ability to prospect consistently, manage a pipeline, and follow through.

A coachable attitude and commitment to meeting goals.

Strong organization and time management skills.

An active Tennessee Property & Casualty insurance license before starting; additional Life & Health licensing as required for program milestones and agency ownership.

Successful completion of the required background check.

For remote work, a dependable internet connection and a professional workspace.

Experience in sales, insurance, banking, real estate, business development, or management is preferred.

Compensation and Support

100% of applicable commissions earned on your insurance sales.

An additional $2,500 monthly bonus, subject to the agreed compensation terms.

A $5,000 completion bonus upon successfully satisfying the program’s completion requirements.

Training and support from district and territory offices.

In-office, hybrid, or remote work options throughout Tennessee.

An opportunity to pursue Farmers agency ownership upon meeting applicable requirements and appointment availability.

Farmers Insurance Agency Owner — Retail Program

Location: Tennessee | Opportunity Type: Independent Business Ownership

Build your business. Lead your team. Create your future.

Are you an entrepreneur, sales professional, or business leader ready to turn your experience into business ownership? The Farmers Insurance Retail Program offers an opportunity to launch your own agency with an established brand, professional training, and financial incentives designed to support your growth.

Ownership comes with opportunity—and support

• $5,000 signing bonus: Available in the second month following your Retail Program effective date, subject to eligibility.

• Up to $6,000 toward exterior branding: Support for approved agency signage to help establish your presence.

• Up to $500 per month in lead credits: Eligible credits toward approved lead vendor expenses, based on your production tier.

• Monthly and annual bonus opportunities: Earn performance bonuses on qualifying new business commissions, in addition to your regular commissions, for up to 36 months.

• Additional transition bonus: Eligible Reserve or Associate agents may receive a one-time bonus matching qualifying prior program new business commissions, up to $10,000.

• Professional training: Develop your skills through the University of Farmers® training program.

• Multiple ways to grow: Serve customers through personal, business, and life insurance products, subject to availability and licensing.

• Long-term business value: Opportunities to sell your agency’s service and commission rights, subject to your appointment agreement.

What you’ll do

• Launch and operate a Farmers-branded agency in an approved storefront.

• Recruit, train, and lead your agency team.

• Build relationships through prospecting, referrals, and community involvement.

• Help individuals, families, and businesses select coverage for their needs.

• Manage agency operations, customer service, retention, and production goals.

Who should apply

We’re seeking motivated candidates with sales, leadership, management, or business development experience. Insurance experience is helpful; a commitment to learning, customer service, and building a business is essential.

Program qualifications

• Access to $100,000 in liquid assets, subject to any approved reduction or waiver. This is a business capital requirement, not a fee paid to Farmers.

• Successful completion of the required background review.

• Required Property, Casualty, Life, and Health licenses before full-time appointment, plus any additional state-required licenses.

• An approved single-agent storefront.

• At least two licensed and Farmers-appointed agency staff members at appointment.

• Completion of required training before appointment.

Compensation

Commission income plus eligible program bonuses and incentives. Earnings depend on production and agency performance; owners are responsible for business operating expenses. This is an independent contractor business ownership opportunity.

Ready to take the next step?

Submit your résumé and a brief introduction outlining your sales or leadership experience and your interest in becoming a Farmers Agency Owner.

Program availability, bonuses, and incentives are subject to eligibility, production requirements, applicable limits, and Farmers’ agreements and guidelines. Terms may change.

DISCOVER A SMARTER STARTUP. There Are Business Opportunities, And Then There Are Farmers® Business Opportunities. If You Are An Entrepreneurial-Minded Individual Looking To Build Your Business And Invest In Yourself, Becoming A Farmers® Agency Owner Is One Of The Most Exciting Build Or Buy Opportunities You Can Find.

Farmers Agents Are Independent Business Owners Who Oversee All Aspects Of Their Business, Including Sales, Customer Service, Marketing, Agency Staff Management And Development, And Overall Agency Business Results.

Are You Someone Who Likes The Idea Of Uncapped Income Potential With Monthly And Annual Bonus Opportunities, Including Travel Incentives For Top Talent? Then It’s Time To Explore Becoming A Farmers Agency Owner.

Seeking candidates with:

• The drive and ability to own and operate their own business with a focus on new business development, customer service, and marketing
• Proven success driving business results in current and previous roles
• Ability to select and lead a team
• A local presence in the community
• Financial means to start and grow a business

Requirements:

• Satisfactory results of a background check
• Obtain Property, Casualty, Life, and Health licenses

Why Farmers:

• Professional coaching that can help you grow your business
• Award-winning University of Farmers® training
• The ability to be your own boss and run a business
• The opportunity to build a legacy that can be carried over to your family or sold to a future entrepreneur
• Represent one of America’s most-recognized Fortune 500 brands
• Signing Bonus
• Monthly and Annual Bonus

With over 90 years of experience and best-in-class training, Farmers has the knowledge to help you start an independent business you can proudly call your own.

WHERE DOES YOUR JOURNEY BEGIN?

Contact us today to join other savvy entrepreneurs who are becoming Farmers® agency owners.

DISCOVER A SMARTER STARTUP. There Are Business Opportunities, And Then There Are Farmers® Business Opportunities. If You Are An Entrepreneurial-Minded Individual Looking To Build Your Business And Invest In Yourself, Becoming A Farmers® Agency Owner Is One Of The Most Exciting Build Or Buy Opportunities You Can Find.

Farmers Agents Are Independent Business Owners Who Oversee All Aspects Of Their Business, Including Sales, Customer Service, Marketing, Agency Staff Management And Development, And Overall Agency Business Results.

Are You Someone Who Likes The Idea Of Uncapped Income Potential With Monthly And Annual Bonus Opportunities, Including Travel Incentives For Top Talent? Then It’s Time To Explore Becoming A Farmers Agency Owner.

Seeking candidates with:

• The drive and ability to own and operate their own business with a focus on new business development, customer service, and marketing
• Proven success driving business results in current and previous roles
• Ability to select and lead a team
• A local presence in the community
• Financial means to start and grow a business

Requirements:

• Satisfactory results of a background check
• Property, Casualty, Life, and Health licenses (must have or be willing to obtain)

Why Farmers:

• Professional coaching that can help you grow your business
• Award-winning University of Farmers® training
• The ability to be your own boss and run a business
• The opportunity to build a legacy that can be carried over to your family or sold to a future entrepreneur
• Represent one of America’s most-recognized Fortune 500 brands
• Signing Bonus
• Monthly and Annual Bonus

With over 90 years of experience and best-in-class training, Farmers has the knowledge to help you start an independent business you can proudly call your own.

WHERE DOES YOUR JOURNEY BEGIN?

Contact us today to join other savvy entrepreneurs who are becoming Farmers® agency owners.

We are looking for individuals that are looking to enter the financial lucrative world of insurance! Our producer program allows you to work and be mentored by one of our districts most successful agents.

We will provide full one on one training with sales, customer service, insurance knowledge and marketing techniques.

Base Pay + Commission!

Responsibilities:

• Provide quotes, pricing, and other information to prospective and existing clients.
• Ensure all quotes procedures and practices are compliant with Farmers guidelines and procedures.
• Meet new business sales goals by working existing leads, develop new leads and market appropriate products.

Requirements:

• Able to obtain or currently hold a Property & Casualty license and a Life & Health License. (We will provide study material for candidates that do not currently hold insurance license)
• Outgoing, confident, and assertive individual.
• Quick Learner and team player.
• Committed to growth.
• Must pass credit and background check.

Previous Sales, Marketing or networking experience is a plus!

We are looking for individuals that are looking to enter the financial lucrative world of insurance! Our producer program allows you to work and be mentored by one of our districts most successful agents.

We will provide full one on one training with sales, customer service, insurance knowledge and marketing techniques.

Base Pay + Commission!

Responsibilities:

• Provide quotes, pricing, and other information to prospective and existing clients.
• Ensure all quotes procedures and practices are compliant with Farmers guidelines and procedures.
• Meet new business sales goals by working existing leads, develop new leads and market appropriate products.

Requirements:

• Able to obtain or currently hold a Property & Casualty license and a Life & Health License. (We will provide study material for candidates that do not currently hold insurance license)
• Outgoing, confident, and assertive individual.
• Quick Learner and team player.
• Committed to growth.
• Must pass credit and background check.

Previous Sales, Marketing or networking experience is a plus!

We are looking for individuals that are looking to enter the financial lucrative world of insurance! Our producer program allows you to work and be mentored by one of our districts most successful agents.

We will provide full one on one training with sales, customer service, insurance knowledge and marketing techniques.

Base Pay + Commission!

Responsibilities:

• Provide quotes, pricing, and other information to prospective and existing clients.
• Ensure all quotes procedures and practices are compliant with Farmers guidelines and procedures.
• Meet new business sales goals by working existing leads, develop new leads and market appropriate products.

Requirements:

• Able to obtain or currently hold a Property & Casualty license and a Life & Health License. (We will provide study material for candidates that do not currently hold insurance license)
• Outgoing, confident, and assertive individual.
• Quick Learner and team player.
• Committed to growth.
• Must pass credit and background check.

Previous Sales, Marketing or networking experience is a plus!